HOW IT WORKS

Our superpower?
Efficiency.

Get a basic idea of what you and your loan expert will go through to complete your loan. Simplifying how you purchase or refinance your home is very important to us. And gaining the knowledge of whats entailed is the first step.

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Conversation

This first step is vital and one that will set the stage for the entire home loan process going forward. You and your Home Loan Expert can talk, where you can establish your expectations, they can assess your credit, and discuss some available financing options with you.

Talk To An Expert
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Loan Application

The goal of our 1003 application is to gather as much information as we can from the start. Basic information; employment history, monthly income, & assets This gives us a head start and allows us move through the entire home loan process more quickly.

Start Application
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Upload Documents

This is where you can help expedite the process. We'll need your help getting your documents in as fast as possible. You'll will team up with your Home Loan Expert & their processor to collect items such as W2s, Pay Stubs, Bank Statements, and Employment History.

Upload Docs List of Documents
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Home Appraisal

We team up with industry leading appraisal management companies through our investors that help us keep moving forward quickly. By maintaining a high standard for the investors we partner with, we can streamline what is often an extremely time consuming step.

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Underwriting

An underwriter within the wholesale investor we've chosen will now review your loan and verify that all conditions have been taken care of. The loan process is now complete and is cleared to close.

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Clear To Close

Your loan is now clear to close. A closing date will be set for you to go to a title company and sign the papers for your house.

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Closing

Closings will usually take place at a title company. Often your home loan expert will be there to ensure everything goes smoothly till the end. Once signed, the home loan process is done.

Welcome home.

This is a simplified version of our process and is for illustrative purposes only. Not all loans follow the same format, and some steps are not shown here.