Built for a better mortgage

No origination fees, lower rates and faster closing times. Getting a mortgage just got a whole lot easier.

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phone_iphone(801) 979-6365
email[email protected]
location_on1525 North Main Street, Suite 100
Bountiful, UT 84010



About Jimmy

As a local mortgage broker I am able to help you find the best rates and fees for your personal situation. Whether I am your first choice, or you just want a second opinion, I can help. It is not uncommon for me to be able to offer a similar rate to my competitors while paying most if not all the closing costs associated with a mortgage. Reach out to see the difference. I promise it will be a far better experience and I will save you money.


A conventional loan is a type of mortgage that is not guaranteed or insured by any government agency, including the Federal Housing Adminstration (FHA), Department of Agriculture (USDA) and the Department of Veterans Affairs (VA) and is typically fixed in its terms and rate.


Buying a home when you have a little money saved and a less-than-perfect credit score might seem like a pipe dream, but it’s not. In many cases, an FHA loan can help with as little as a 3.5% down payment to purchase a home.¬†


Qualified buyers can purchase up to $424,100 in most counties in Utah before needing to put money down. In addition, Veterans and military members also have access to the lowest-rate loan product out there.


A USDA home loan is a zero down payment mortgage for eligible rural and suburban homebuyers. USDA loans are issued through the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, by the United States Department of Agriculture.

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1525 North Main Street, Ste 100
Bountiful, Utah 84010

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