Built for a home loan.

No origination fees, lower rates and faster closing times. Getting a mortgage just got a whole lot easier.

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1525 North Main Street, Ste 100
Bountiful, Utah 84010



About Jimmy

As a local mortgage broker I am able to help you find the best rates and fees for your personal situation. Whether I am your first choice, or you just want a second opinion, I can help. It is not uncommon for me to be able to offer a similar rate to my competitors while paying most if not all the closing costs associated with a mortgage. Reach out to see the difference. I promise it will be a far better experience and I will save you money.


A conventional loan is a type of mortgage that is not guaranteed or insured by any government agency, including the Federal Housing Adminstration (FHA), Department of Agriculture (USDA) and the Department of Veterans Affairs (VA) and is typically fixed in its terms and rate.


Buying a home when you have a little money saved and a less-than-perfect credit score might seem like a pipe dream, but it’s not. In many cases, an FHA loan can help with as little as a 3.5% down payment to purchase a home. 


Qualified buyers can purchase up to $424,100 in most counties in Utah before needing to put money down. In addition, Veterans and military members also have access to the lowest-rate loan product out there.


A USDA home loan is a zero down payment mortgage for eligible rural and suburban homebuyers. USDA loans are issued through the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, by the United States Department of Agriculture.

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All information contained herein is for informational purposes only, and while every effort has been made to insure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies are subject to change without notice. Other restrictions may apply. This is not an offer to extend credit or commitment to lend. Utah Mortgage, Inc. is a VA approved lender; Not endorsed or sponsored by the Department of Veterans Affairs or any government agency. Utah Mortgage is regulated by the Utah Division of Real Estate. Copyright © 2018 Utah Mortgage, Inc. All rights reserved. NMLS 1432672. Utah Mortgage, Inc. main headquarters is located at 1525 North Main Street, Ste 100 Bountiful, Utah 84010

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1525 North Main Street, Ste 100
Bountiful, Utah 84010

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