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Testimonials

See why people love Utah Mortgage

At Utah Mortgage, we’re dedicated to re-imagining the way people think about getting a mortgage. We strive to make sure every client that we interact with​ walks away with a better experience and a great rate… but don’t just take our word for it.

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Kason
Bountiful, Utah

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"As an agent, I have complete confidence in sending my clients to Jake Lee. He is personable, knowledgeable and knows how to keep deals with deadlines together!"

Loan Professional: Jake Lee

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Joe
SLC, Utah

star star star star star

"We used a VA loan and other "big" corporate mortgage lenders made it feel like a car dealership by only giving you a "better" deal if another lender was more competitive. There was no BS with Jimmy."

Loan Professional: Jimmy Hobson

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William
SLC, Utah

star star star star star

"Not only did Blaine do a fantastic job patiently explaining things along the way but he also went above and beyond by finding me a great loan and delivered it faster than expected."

Loan Professional: Blaine Rickford

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Paige
SLC, Utah

star star star star star

"Ryan was excellent to work with! We wouldn't be in our dream home if we didn't have him and his support and knowledge. From the start he was efficient, thorough and friendly. If we ever had any questions, he made sure to call or email us back quickly with clarification."

Loan Professional: Ryan Bailey

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Kylee
SLC, Utah

star star star star star

"Jeff was wonderful to work with! He made the whole loan process easy and smooth. He made sure our rates were low and affordable. He really went the extra mile for us."

Loan Professional: Jeff Porter

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Tamara
SLC, Utah

star star star star star

"I highly recommend Jimmy Hobson for all of your mortgage and real estate lending needs! If Jimmy can’t get it done, then it honestly can not be done. Jimmy is upfront and honest and will go the extra mile for you."

Loan Professional: Jimmy Hobson

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Sam
SLC, Utah

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"Teri Nelson is great to work with. Fast communication, honest advice, patient when educating clients about mortgages. A real pro."

Loan Professional: Teri Nelson

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Carrie
SLC, Utah

star star star star star

"Mike was so great to work with! He was helpful, friendly and informed. He always answered my calls quickly and gave us great options for our loan. We really enjoyed working with him and his team!"

Loan Professional: Michael Kingdon

Loan innovation at its finest

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Rate Assumptions

Last Updated: October 26, 2020, 9:01AM

Purchase of a one unit Single Family Home as a Primary Residence in Utah. 760+ FICO Credit Scores. $400,000 sales price/appraised value, $300,000 Loan Amount (75% LTV), 1% or less in Loan Discount Fee quoted in Interest Rate and APR. Typical lender closing costs without pre-paid escrow items and discount fee for rate range between $3,000-$4,000. Escrow account for taxes and insurance included in the loan.

VA - Waived, Upfront Funding Fee.

FHA - APR Includes Upfront and monthly Mortgage Insurance Fees