David Heaps

Lending Manager


Bountiful, UT


NMLS: 291194


(801) 550-4090


(801) 550-4090



(801) 903-2964







One of the greatest dreams I share with people is that of home ownership. I got into mortgages to help people like myself, achieve that dream. I will be your one stop shop. I can offer lower than average rates while providing higher than average service. I aim to help you and your family make the right choice that aligns with the goal of being a homeowner. My team and I are committed to this dream of yours from start to finish. With a team that has over 30 years of experience, we take pride in our expertise and knowledge of the mortgage industry.

I urge you to reach out, day or night, and ask questions or bounce ideas off of me. My team is 100% behind your happiness and that is what sets us apart from others. We have a goal at Utah Mortgage that we stand by, you make one call to us, and we handle everything else. We believe there is no stress for those buying homes and aim to make that your reality. Let me show you what I can do today!

Why us?

We’re transforming the way people think about and acquire a home loan. We’re also building a team that proactively tackles the challenges that come with getting a mortgage. Learn more about why we do what we do.

Visit Us

1525 North Main Street, Ste 100
Bountiful, Utah 84010

Send our address straight to your phone.