Built for a better home loan

No origination fees, better rates and faster closing times. Getting a mortgage just got a whole lot easier.

Questions? Talk to an expert.

Built for a better
home loan.

No origination fees, better rates and faster closing times. Getting a mortgage just got a whole lot easier.

Questions? Talk to an expert.

DESKTOP

Purchase

Refinance

Investment

Refinance

Mortgage rates today for home purchase

Rate Type	Rate / APR	Per Month
30 YearFixed	/
15 YearFixed	/
FHA 30 YearFixed	/
VA 30 YearFixed	/

Rates, APR & Monthly Payment are subject to change. Numbers shown are based on the preset rate assumptions. To get the most accurate quote, contact us today!

Last Update:

Rate Assumptions

Testimonials

Home Buyers Blog

MOBILE

Built For A Better Home Loan

No origination fees, better rates and faster closing times. Getting a mortgage just got a whole lot easier.

Apply Today

Rate above 4.00%? Contact Us

Better rates, phenomenal service, extremely knowledgeable. I will never go anywhere else.

Whitney L - Google Reviews

They did in four hours what the other guys couldn't get done in five business days!

Gilbert M - Yelp Review

The lowest rate and the smallest fees the title company & my realtor had ever seen.

Jennifer T - Google Reviews

Explore Our Products

Low Rate & Flexible
Conventional

Low Down Payment
FHA

Exclusive Pricing
VA

Aggressively Affordable
Jumbo

Certified Lean
USDA

Financially Sound
Reverse

Craft Your Dream Home
Renovation

Accessable Financing
DPA

No Origination Fees

Zero, Zip, zilch, natta, bupkis. There's a hundred different ways to say it, and hundred reasons you shouldn't be going with a lender who charges one. That's why at Utah Mortgage, we charge no origination fees.

Full Transparency

Unlike big box banks, credit unions and large online retail shops we leave everything on the table from the start. No hidden fees, no unnecessary charges, no bait and switch tactics.

VIP Client Care

Our goal is to simplify the home loan process for our clients by keeping you informed and educated from application to closing on current Utah mortgage rates, the best programs to save you money, and more.

Faster Every Day

The only thing better than our impeccable rates is our dedication to the speed. Most loans can be done from application to consummation in less than 30 days and often only take 2-3 weeks.