Loan options for anyone

Get the right loan for you

Purchase · Refinance

Conventional Loan

Get access to some of the lowest rates and flexible underwriting guidelines in the country with our conventional home loan.

Purchase · Refinance

FHA Loan

An FHA home loan, backed by the United States Government might be the right option for you when persuing the purchase or refinance of a home.

Purchase · Refinance

VA Loan

Exclusive low rate and low to no down payment options for the men, woman, and their families who have bravely served our country.

Purchase · Refinance

Jumbo Loan

Looking for something bigger? With our affordably aggressive Jumbo loans, you can get into the home of your dreams without a jumbo rate.

Purchase · Refinance

USDA Loan

Perhaps you feel more at home surrounded by pastures than pavement. If so, buying a home might be within reach, thanks to our USDA mortgage programs.

Purchase · Refinance

Reverse Mortgage

If you're looking for ways to supplement your retirement income, an FHA insured reverse mortgage loan may be the answer.

Purchase · Refinance

Renovation Loan

If you're looking to restore an old home or just make new additions to your current home, a renovation home loan might be the loan for you.

Home Purchase

Down Payment Assistance

Having trouble coming up with a down payment for your dream home? One of our down payment assistance programs might just be the solution.

Better informed

Learn more about how to better navigated the home-buying process

Why finance with us?

As a privately owned, founder-led broker, we’re able to quickly and thoroughly shop hundreds of wholesalers around the country for the absolute best rate for you. All while most importantly providing a mortgage process that is easy, understandable, and painless.

Happy homeowners

Here are some of the nice things people have said about us

5.0

5.0 Utah Mortgage helped my husband and I with our VA Home loan last month and they did a fantastic job. We got the lowest rate and the smallest amount of fees the title company and my realtor had ever seen.

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Jennifer T

Purchase in Salt Lake City, UT

My wife and I got loan estimates from four mortgage brokers. Not only did Utah Mortgage get us the best interest rate and charge the lowest loan fees, but the whole closing process was smooth and efficient

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Gilbert M

Purchase in Salt Lake City, UT

I spent less time with Utah Mortgage going over the loan process than I did with any other lender, while coming out with more knowledge and comfort than with anyone else. Better rates, phenomenal service, extremely knowledgeable, and very personable.

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Whitney L

Purchase in Bountiful, UT

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All information on myutahmortgage.com is for informational purposes only and, while Utah Mortgage strives to keep its information accurate and up to date, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. All loans are subject to credit and property approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions may apply. Utah Mortgage, Incorportated NMLS# 1432672. Equal Housing Lender | 1525 North Main Street, Suite 100, Bountiful, UT 84010

Built for a better home loan.

No origination fees, better rates and faster closing times. Getting a mortgage just got a whole lot easier.