Today's mortgage rates

Get our latest, most popular and most competitive mortgage rates for a home loan today.

Conventional
Fixed
30 Yr

Rate

5.875%

%
APR6.057%
Points1.00 ($3,000)

One Day Change

%
Interest0.00
APR0.00

Description

Conventional 30 comes with excellent advantages for qualified individuals.

Benefits

  • Lower overall cost

  • Usually obtained more quickly

  • No PMI with down payments of 20% or more

Conventional
Fixed
15 Yr

Rate

5.250%

%
APR5.550%
Points1.00 ($3,000)

One Day Change

%
Interest0.00
APR0.00

Description

Conventional 15 comes with excellent advantages for qualified individuals.

Benefits

  • Lower overall cost

  • Usually obtained more quickly

  • No PMI with down payments of 20% or more

FHA
Fixed
30 Yr

Rate

5.375%

%
APR6.551%
Points1.00 ($3,000)

One Day Change

%
Interest- 0.125%
APR- 0.127%

Description

Allows buying a home with little money saved or a less-than perfect credit a reality.

Benefits

  • Lower credit and down payment requirements

  • Easier to qualify with already existing debt

  • FHA loans are assumable

VA
Fixed
30 Yr

Rate

5.375%

%
APR5.551%
Points1.00 ($3,000)

One Day Change

%
Interest- 0.125%
APR- 0.127%

Description

For qualified U.S. veterans, active-duty military personnel and certain surviving spouses.

Benefits

  • Zero down payment

  • No PMI

  • Generally lower and more competitive rates

These rates are current as of 10:39 AM on March 24, 2023
Purchase of a one unit Single Family Home as a Primary Residence. 760 + FICO Credit Scores. $400,000 sales price/appraised value, $300,000 Loan Amount (75% LTV), 1% or less in Loan Discount Fee quoted in Interest Rate and APR. Typical lender closing costs without pre-paid escrow items and discount fee for rate range between $3,000-$4,000. Escrow account for taxes and insurance included in the loan. For VA, we've waived the upfront funding fee, and for FHA, APR includes upfront and monthly mortgage insurance fees.