Refi your home

No matter your background, we make refinancing your home simple, helping you save money and reach your financial goals with confidence

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Your ally to unlocking a smarter mortgage

Refinance your mortgage to save money, reduce terms, or cash out equity. Streamlined process with expert advice, easy application, and fast closing. Tailored for financial growth. Start saving smarter today.

Apply Online

Learn how the home buying process works with our Mortgage Tools and Resources page.

Evaluate Options

Learn how the home buying process works with our Mortgage Tools and Resources page.

Lock-In Rate

Learn how the home buying process works with our Mortgage Tools and Resources page.

Close Loan

Learn how the home buying process works with our Mortgage Tools and Resources page.

Make your mortgage work for you

Optimize your mortgage with our refinancing options. Lower your payments, shorten terms, or access equity with ease. Benefit from our quick, expert-led process. Start your journey to financial optimization now.

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© 2024 Utah Mortgage, Inc. All rights reserved. 1525 North Main Street, Ste 100, Bountiful, Utah, 84010. NMLS #1432672  www.NMLSConsumerAccess.org. Equal Housing Lender. Licensed in 9 states. CA License No. 60DBO-146053, CO License No. 1525 North Main Street, Ste 100 Bountiful, UT 84010, NV License No. 500 North Rainbow Blvd, Ste 300, Las Vegas, NV 89107, License #4994, TX: 1525 North Main Street, Ste 100 Bountiful, UT 84010, WA: Consumer Loan Company License #1432672. If your state is not listed, it doesn’t require a specific license disclosure. For additional information visit our disclosure & licenses page.Any example scenarios are for informational purposes only, and while every effort has been made to insure accuracy, no guarantee is expressed or implied. Loans are subject to borrower and property qualifications. Contact any loan officer on the site, or the company directly for an accurate, personalized quote. Interest rates and any program guidelines are subject to change without notice. In addition, Utah Mortgage, Inc. complies with Section 8 of RESPA and does not offer marketing services in exchange for referrals.Any wholesale logos displayed are trademarks of their respective companies.