Michael has been in the mortgage industry for over 30 years. At that time, borrowers had three different options when selecting a loan. Conventional, FHA or VA. The documents required for a loan were a credit report, a verification of employment, verification of deposit and an appraisal. Things have changed dramatically since then. After the mortgage meltdown the changes in the rules and regulations have made navigating the mortgage process a difficult task. Michael has been able to make this process a seamless task for you. Relationships today are more complicated than ever. When making the largest purchases of your life, you want to feel confident that you are working with an experienced and established professional that can help you navigate this extensive and confusing process.