USDA Loan Hero


Purchase · Refinance

Helping put the American dream within reach

No down payment

A USDA loan allows for 100% financing, requiring no down payment.

Fixed USDA interest rates

Seller credits may help pay for closing costs.

No maximum purchase price

FHA allows seller to give up to 6% of the home’s purchase price to an FHA buyer to pay for closing costs and pre-paid costs.

Up to 100% LTV

Because it is government-backed, it’s possible to qualify for an FHA loan with a lower credit score than on conventional loan programs

Helping put the American dream within reach

USDA home loans are typically for buyers in rural areas who might not qualify for other traditional loan products. Some buyers may not be familiar with this government-assisted program, but it’s a great low-down-payment - sometimes even zero down payment mortgage for eligible rural and suburban home buyers that qualify. USDA loans are issued through the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, by the United States Department of Agriculture.

USDA Guaranteed Rural Housing loans subject to program stipulations and applicable state income and property limits.


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