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Today's Rates

Get our latest, most popular and most competitive mortgage rates today for home purchase.

Conventional 30

Conventional 30 comes with excellent advantages for qualified individuals.

30 Year Fixed

RATE
3.375%

APR
3.503%

This product type offers:

  • Lower overall cost
  • Require less paperwork
  • Usually obtained more quickly
  • No PMI with down payments of 20% or more

This product is perfect for:

  • Those with a better credit score

FHA 30

Allows buying a home with little money saved or a less-than perfect credit a reality.

30 Year Fixed

RATE
3.000%

APR
4.125%

This product type offers:

  • Lower credit and down payment requirements
  • Easier to qualify with already existing debt
  • FHA loans are assumable

This product is perfect for:

  • No PMI with down payments of 20% or more

VA 30

For qualified U.S. veterans, active-duty military personnel and certain surviving spouses.

30 Year Fixed

RATE
3.000%

APR
3.125%

This product type offers:

  • Zero down payment
  • No PMI
  • Generally lower & more competitive rates

This product is perfect for:

  • Veterans
  • Veterans Families

Conventional 15

Conventional 15 comes with excellent advantages for qualified individuals.

15 Year Fixed

RATE
3.000%

APR
3.230%

This product type offers:

  • Lower overall cost
  • Require less paperwork
  • Usually obtained more quickly
  • No PMI with down payments of 20% or more

This product is perfect for:

  • Those with a better credit score

Last Updated: June 1, 2020, 8:43AM

Purchase of a one unit Single Family Home as a Primary Residence in Utah. 760+ FICO Credit Scores. $400,000 sales price/appraised value, $300,000 Loan Amount (75% LTV), 1% or less in Loan Discount Fee quoted in Interest Rate and APR. Typical lender closing costs without pre-paid escrow items and discount fee for rate range between $3,000-$4,000. Escrow account for taxes and insurance included in the loan.

VA - Waived, Upfront Funding Fee.

FHA - APR Includes Upfront and monthly Mortgage Insurance Fees